What’s easy and safe to invest in with residual income?

Question by trader8755: What’s easy and safe to invest in with residual income?
I’m looking for something that is easy and safe to invest in with a residual income that has a reasonable return. Anything like stocks or mutuals require you to sell before you realize a return, unless you are lucky enough to get something at the end of the year. Bank investments such as cds, bonds, etc, require waiting a long time before they are worth the face value, and the return rate is horrible. Savings and money market accounts are good as they provide that residual income each month, but the rate these days is a joke. About 5 years ago or so Pay Pal had their money market account which was earning about 7% so a person’s return wasn’t so bad, but now it’s .05%.

Does anybody have any information or help they can offer? Please, no responses of seeking a broker, professional, or my banker.

Best answer:

Answer by gosh137
You said “Anything like stocks or mutuals require you to sell before you realize a return,…” and you are wrong. Stocks give you dividends 4 times a year. And many mutual funds (bond funds) give you interest each month. You can get an annual return of 4.3% from the interest from a fund like Vanguard Intermediate Term Corporate Bond Fund. There are plenty of blue chip and utility stocks what give you 4,5 and 6+% per year in dividends.

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