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Philip Harman’s Personal Development for Wealth Creation Website!,

Welcome to Philip Harman’s Personal Development for Wealth Creation Website!

Web Site: philipharman.com

This site is owned and operated by Philip Harman.

At philipharman.com we understand that your privacy online is important and that we take privacy seriously for the users (“Visitors”) and Registering Customers of our Site, especially when conducting business. We want to make your experience online satisfying and safe.
Because we gather certain types of information about our users (“Visitors”) and Registering Customers, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This Privacy Policy Covers our privacy policies with respect to you the user of the Site or users (“Visitors”) who visit without conducting business and Visitors who register to conduct business on the Site and make use of the variety services offered by philipharman.com.

INFORMATION philipharman.com (the “Site”) GATHERS AND TRACKS

(PII) “Personally Identifiable Information”

(PII) is any piece of information which can potentially be used to uniquely identify, contact, or locate a single person to whom such information pertains, including, but not limited to, Full name, National identification number, Telephone number, Street address, E-mail address, IP address, Credit card numbers, Date of Birth. (PII) Does Not include information that is collected anonymously.
(PII) personal information that is collected.
We may collect basic user information voluntarily submitted by our users (“visitors”). We may collect additional information from our Registering Customers: Full name, National identification number, Telephone number, Street address, E-mail address, IP address, Credit card numbers, or Date of Birth, of Registering Customers. This information is only used to fulfill your specific request, unless you give us permission to use it in another manner, for example to add you to one of our mailing lists.

Other Organizations that may be collecting the (PII) personal information.
Besides our Website and its direct collection of (PII) personal information, There are links on our site going to third party service vendors ( including affiliated sites, credit card companies, a large variety of different merchants, banks and services) that may collect personal information from our website visitors and registering customers. We do not have any control over how these third parties use such (PII) personal information, these sites may have different privacy policy practices and we encourage you to take time to read their privacy policies. These other sites may place their own cookies or other files on your computer, collect data or solicit for personal information from you.

Distribution of (PII) personal Information.
We may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or, (3) investigating fraud which has already taken place. The information is not provided to these companies for marketing purposes.
How this site uses (PII) personal Information.
We use (PII) personal information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email users (“Visitors”) and Registering Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use (PII) personal information to contact users (“Visitors”) and Registering Customers in response to specific inquiries, or to provide requested information.

Children.
Consistent with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under the age of 13 without requesting parental consent.

Message boards, Blogs and forums.
Users of the site’s Message Boards, Blogs and Forums must register separately for these services (they are free of charge) in order to post messages, although they needn’t register to visit the site. During registration the user is required to supply a username, password, and email address.

How is (PII) personal Information stored?
Personally Information collected by philipharman.com is stored on secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our users (“Visitors”) and Registering customers. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to users (“Visitors”) or Registering Customers for any such occurrences.
Choices are available to Users (“Visitors”) regarding collection, use and distribution of the (PII) personal information.
Users (“Visitors”) and Registering Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at philip@philipharman.com

Cookie/Tracking Technology
The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties. You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in message boards, blogs, forums, polling, surveys or other areas of the site.

We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

Google, as a third party vendor, uses cookies to serve ads on our site.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

philipharman.com uses login information.
philipharman.com uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s (“Visitors”) and Registering Customers movement and use, and gather broad demographic information.
Users (“Visitors”) & Registering Customers can correct any inaccuracies in (PII) Personally Information.
Users (“Visitors”) and Registering Customers may contact us to update (PII) Personally Information about them or to correct any inaccuracies by emailing us at philip@philipharman.com
Users (“Visitor”) can delete or deactivate Personally Information collected by the Site.
We provide Visitors and Registering Customers with a mechanism to delete/deactivate (PII) Personally Information from the Site’s database or by contacting philip@philipharman.com However, because of backups and records of deletions, it may be impossible to delete a users (“Visitor’s”) entry without retaining some residual information. An individual who requests to have (PII) Personally Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use (PII) Personally Information relating to that individual in any way moving forward.

Privacy Policy Changes.
We will let our users (“Visitors”) and Registering Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of (PII) Personally Information that a user (“Visitor”) or Registering Customer has previously requested not be disclosed, we will contact such user (“Visitor”) or Registering Customer to allow such user (“Visitor”) or Registering Customer to prevent such disclosure.

By Using This Site Philip Harman’s Personal Development for Wealth Creation Website!,
By using this site, you consent to the collection and use of this information by philipharman.com. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

P HARMAN D.S.D. Inc.
4713 Date Ct.
Loveland, CO 80538